my thoughts, stories, and ideas

This section is still under development, but here is a selection of some of my blog pieces.

The Crypto Hare and the Regulatory Tortoise
Rumi Morales Rumi Morales

The Crypto Hare and the Regulatory Tortoise

We are quickly approaching the point – actually, perhaps we are past it – when technology innovation and market development in the crypto space needs no traditional financial regulation at all.

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CBDCs and Parachute Pants
Rumi Morales Rumi Morales

CBDCs and Parachute Pants

To ask bluntly, will a US-government issued digital currency even be desired by a new generation of Americans brought up in crypto-based economies?

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Botpower: a Universal Metric for AI
Rumi Morales Rumi Morales

Botpower: a Universal Metric for AI

We consider the development of power metrics over time and introduce the concept of “botpower.” We discuss its effect on coders and business-building decisions, how the question of build vs. buy will become a relic or the past (the answer: build), and frame our key views around the integration of AI in future enterprises.

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The Botpower Equation
Rumi Morales Rumi Morales

The Botpower Equation

In a recent post, we introduced the concept of "botpower" in the evolution of productivity metrics. Unlike horsepower and manpower, botpower doesn't measure physical strength but evaluates AI-driven technological capacity. In this blog post, we discuss if we can quantify an equation for botpower, and the roles of standardization, valuation, and corporate leadership in its calculation.

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Working with Adopters
Rumi Morales Rumi Morales

Working with Adopters

Given my experience as a long-time executive in large financial firms, I share the mistaken assumptions that startups make about legacy institutions, the real reasons that corporations hold back from adopting new technologies, and how builders should work with enterprises as a result.

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I Shot Crypto in Reno
Rumi Morales Rumi Morales

I Shot Crypto in Reno

You don’t throw babies out with bathwater. You don’t blame money for money laundering. And you don’t blame digital currencies for the prevalence of cybercrime. Here’s why.

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